philippines

What the Philippine Retirement Authority actually did on 1 September 2025 — categories collapsed, deposits raised, age dropped, and the peer-program floor after Malaysia tightened first.

What an ischaemic stroke or acute coronary syndrome actually costs the uninsured Western expat at the top private hospitals in Bangkok and Manila — and why "I will just fly home" prices the wrong country bill.

Manila is the most expensive of the launch cities, about US$200 a month over Cebu. Run the trajectory to the year the margin hits zero — and what the premium buys.

A single retiree can live in Cebu City for about $1,400 a month. That number is real, and it has an expiry date. The Cebu cost-of-aging trajectory, run to the year the margin reaches zero.